Heyoooo thanks for coming to my site! My name is Marc Frank Montoya... click play, (or read below for more details!) Crazy story! 

I have a pretty crazy story so hold on tight…

Skateboarding MarcFrankMontoya.com

I grew up in the inner city of Denver, Colorado. In school, they would call me “The Holey One”!

But notice it doesn’t say “Holy”.

It was the hole(y) one because all the girls would ask me, “Why are you so holey?”

It was because I had holes in all my pants, shoes, and even socks!

I grew up pretty poor with a single highly educated working Mom and a family that constantly struggled with money problems.

My Dad’s parents were so poor that he was actually born in a remodeled chicken coop.

Today I know that it was because we had basically ZERO financial education – (along with 98% of all other working people),

Helping others was WAY out of the question, because, (like many others), we couldn’t even help ourselves. (I’m pretty sure this is why Financial Freedom is one of my highest core values is ).

We literally had no idea how the Game of money is played, or how to be valuable in the marketplace.

We didn’t know anything about having our own businesses or know what simple terms like “leverage” or “automation” even meant.

So how do you expect to win the money game if you don’t even know the RULES?

I had no direction, no plan, and no future, until I found my PASSION – skateboarding and snowboarding.


Through skateboarding, God put a friend into my life who absolutely believed in me (and wouldn’t stop telling me so), until finally I started believing in myself.

After that, I could not be stopped.

I did whatever it took to stay out of trouble and keep skateboarding and snowboarding as much as possible.

Apparently I “did what others weren’t willing to do”, every single day, and “paid the price” and “got back up” until I became a professional snowboarder, getting paid amazing amounts of money to do what I love.

This lasted over 17 years and I’ve been psychologically unemployable ever since.

There was a huge problem though…
I STILL didn’t know anything about money

I did invest (all of the money I had worked hard for) into over 10 businesses, but it seemed like throughout whole snowboard career I had been used by people and taken advantage of.

I finally realized that I wasn’t as educated on the subject of money as I thought, and lost almost everything I had earned.

Then one day I bought a book at the airport that changed my paradigm forever.

On the cover it said “What the Rich People Teach Their Kids, That the Poor and Middle-Class Do Not“, and after reading that book, I was excited about the Rabbit Hole, addicted to gaining what I call the “inside” information and becoming more powerful through personal growth.

I realized I didn’t even know what I didn’t know, and finally realized why I always felt unsure about the future.

I realized I was busting my ass to make other people rich, instead of myself.

Yeah, I was “living the dream” but I was building theirs!

I also then realized that as the owner/operator of my own businesses, I was still in a “linear” equation, trading my time for money, so I never had any TIME, which is more valuable.

I realized that I didn’t own the businesses I started – they owned ME, and took all of my free time, and worst of all, took me away from my kids.

I remember feeling so guilty that I would be gone from the house before they even woke up, and by the time I got home, they were already asleep.

I wanted to provide for them, but it forced me to be away from them, and I found myself doing what my Dad had to do – I was MISSING the most important years of my kids’ lives.

I vividly remember the best feeling in the world was being with my Dad, wrestling in the living room at 5 & 6 years old. Then one day, he was gone. He had to go to work in Florida, and I swear I sat there waiting for him every day for years, wishing and waiting for him to come back.

I was NOT going to do that, so I finally I snapped and started aggressively searching for better ideas and solutions. I invested any spare time I had into books, trainings, seminars, mentors and any other help so I could get free.

I learned to copy people that had the life that I wanted. I needed to “model”  if I wanted the same results.

I wanted wealth, and more importantly, the freedom to be present with my kids. I spent the next 6 years training my mind and streamlining my new (HOME) businesses.

I clearly remembered the pain of struggling month-to-month, working at a dead-end job. I remember the anger of feeling like a slave, where someone tells you what to do all day, how much you’re worth, and even WHEN you can eat lunch.

I would do ANYTHING to not have to go back to that kind of life, so I dug in, studied, trained, and practiced with wealthy mentors to learn how to achieve exactly what they had – leverage, abundance, and freedom to be with their family.

Courageous friends got me to realize that whatever I was doing up until then … was NOT working, and I’m so blessed to have listened.

If you want to be financially free, you have to CHANGE your thinking. You have to become aware of what you’re spending your time and money on. 

You have to do (W.I.T.) Whatever It Takes, even if it is “uncomfortable” to learn something NEW, (or else you will keep doing the same thing, over and over again).

You must step toward a new unfamiliar world, that will lead you to the bigger dreams. You must think for YOURSELF, instead of “taking family and friends’ word for it”.

You’ve GOT to understand:
If you want to create a life of freedom, you must NOT take business advice from broke and struggling people.

You must take responsibility for where you are in life, and admit that EVERY DECISION you have EVER MADE, has led you up to where you are RIGHT NOW. 

“You must get rid of your excuses for why you’re not where you want to be, because it is exactly those stories you tell yourself are the exact reason you’re not already there!”

MFM MarcFrankMontoya dot comI have now achieved freedom before the age of 45, and I have all the time in the world to be with loved ones and give back.

When you work harder on yourself than you do at some crappy job, you’ll inevitably end up in a position where you have the TIME and MONEY to contribute, give to charity, and impact other people’s lives.

You will realize your purpose here on Earth is to serve others less fortunate, and you’ll feel the warmth and peace of the life you always wanted.

Now some people think “can’t afford” to start their own success path. They’ve convinced themselves they have “no extra money”, or “no extra TIME“.

Other people, like me, don’t believe in themselves…. at first.

But here’s the facts Jack:

It’s not that you don’t have ANY money or time – it’s that you may spend your money and time on liabilities instead of ASSETS

What matters is your thought process – your paradigm.

We all make money and find the time for things that we VALUE).

What really matters is your daily decisions of what you do with the money and time once you get it.

What you do with it today will determine where you will be “tomorrow”.

Many people are not “poor”, they are broke, (like I was), and there’s a huge difference.

Some people just choose to keep their poor decisions and habits with what they do with their money and time. I wasn’t born POOR, I was born BROKE. Some people choose to get rid of their stories, take action and create CHANGE.

Being a POOR person is forever, because you have poor excuses, habits and decisions.

But being “broke” can be temporary, if you decide to create change.

So I’m here to say…

If what you’ve been doing up until now has led you to having “no extra money” or “no extra time”, then it is clearly NOT working.

So now, when would be a good time for change? 

YEP, you guessed it.

NOW, I’d like to invite you to take a step out of your “comfort zone” and grow with me, so you can achieve your BIGGER dreams you might have forgotten about by now.

Let’s light them back up again because they are possible with the right strategies. 

My mission is to help you with NEXT LEVEL LIVING, with STYLE.

Imagine a life of multiple streams of income and the TIME to help teach others what you’ve achieved for yourself.

We can’t wait to hear your story and see if we can work together. 

Let’s make this world a more abundant place, one person at a time.

Much Love, The World Is Yours,

P.S. – For more more info on Next Level Living with STYLE, click this link for… (free vid) !

Talk soon, M!