In Business, Success, Uncategorized

If you’ve been struggling, or simply not satisfied with your results, then you must change your habits to create change.

Here are 10 reasons that cause painful, long term, financial struggle, and why you MUST Get Rid Of AIR,
(Automatic Income Reducers!), NOW  !!!

I’m going to give you a list. If you follow my directions, you will gradually see positive change in your life!

You may not enjoy hearing some of these, because it may be “uncomfortable” for you to “sacrifice”, but these are most likely the exact things keeping you from achieving your own big dreams and freedoms.You don't need A.I.R.

#1. Your TV
Get RID of it! Painful? Hmmm you sure aren’t going to miss anything, I GUARANTEE it.

You can turn it back on in 10 or 15 years and the SAME EXACT shows will still be on, full of negativity. The news, stabbings, shootings, people robbing each other, wheel of fortune, etc.!

Did you know that the average kid spends 20,000 hours watching TV before they even turn 18?

The sad part is: It only takes 10,000 hours to gain “specialized skills” at something to be PROFESSIONAL at it! What a shame!

Get rid of “Dancing With The Stars” or whatever you’re watching, and pick up a Self-Development or Wealth Book instead!

#2. Negative Whiny Broke Friends
If you notice, struggling people talk about THINGS and OTHER PEOPLE. They also complain a lot. Have you ever noticed how they attract other people to waste time with them, whining and complaining?

Most people waste valuable time and money on things that do not help their growth or self-development.

People attract people like themselves, so you must find POSITIVE people that love to talk about IDEAS and the FUTURE, constantly working on THEMSELVES!

Hint: Usually these people are wealthy! Success leaves clues!

Now that you know, observe, and you’ll see exactly what I’m talking about.

I’m not saying you have to “get rid” of your friends or family. I’m just saying you don’t have to hang around them as much if you’re actually trying to get out there and live an extraordinary life!

Remember: You ARE who you hang around! If you hang around people that don’t build for their future, going nowhere, (who just go to work and back, then come home, plop on the couch, drink beer and watch TV), you’re going to go there too!

#3. The Bar
It makes me laugh when I hear so many people crying “Geez I don’t have the money!”, but then I observe them wasting their life in front of the TV, playing Xbox, and at the bar spending $60 on their friends!

Again – if you hang around people that waste money drinking at the bar, you’re gonna do the same.

We usually don’t notice the smaller increments of money coming out of our pockets daily, (and never break down or budget), so we don’t understand that it adds up!

$80 -$160 on the weekends adds up to you not being able to invest any money into any assets!

#4. Football, Basketball, Hockey games, Movies, etc.
Yeah I said it! You heard me right! I know this to be true, from personal experience.

If you want to watch football and reality shows more than you want success, then there you go.

Here’s my saying: “Why sit on the sidelines, spending your hard-earned money to watch other people live THEIR dreams, instead of investing the practice and training into YOURSELF to achieve YOUR OWN dreams!”

Plus, read this, it may piss you off!

#5. Video Games
Seriously? I can see if you’re 12 years old, but c’mon now. Time to create a future and MAN UP.

If someone told you that you could be a Multi-Millionaire in 5 years by reading 2-3 hours a day of the right Wealth or Leadership books, how many of you would make that change?

How bad do you want it?

Wasting hours and hours and hours getting good at things that do absolutely nothing for your future will be PAINFUL in the long run.

The information is there for your taking. The difference between RICH and POOR has everything to do with the CHOICES you make with what you do with your spare time!

Work harder on yourself than you do at a “game” or your job, and watch what happens in 5 years.

10 reasons for failure!

Click to ENLARGE! Pay attention!

#6. The Couch
When you exercise and get your blood pumping correctly through your body, you are able to think more clearly throughout the day.

If you do not exercise in the morning, you will notice fatigue, a lack of clarity, and weak thoughts.

How can you expect to change your life for the better if you don’t have any energy or the mood to do so?

The number one reason for bankruptcy today is medical bills. Get your exercise with a real beneficial hobby!

#7. Disgustingly Unhealthy Processed Food
Bad eating habits make you fat, cause fatigue, cause chemical imbalance, and duplicate more free radical damage to the cells in your body, resulting in bad cellular communication/dis-ease.

If you don’t have the energy or mind clarity you need to thrust forward in your life, you’re going to be mediocre/normal – a statistic.

Don’t just listen to me, check the statistics. You do not want that lifestyle, unless you like Heart Disease and Cancer.

Now on the other hand, if you consume 7-13 raw servings of fruits and vegetables every day as a lifestyle, you would remove yourself from every disease category by at least 30%.

Ask yourself this question: What do I have if I don’t have my HEALTH?

What’s the point of spending time chasing money at a job to make car payments and things, if you don’t invest in our own health, and then develop health issues down the road?

Again, the #1 reason for bankruptcy today is DOCTOR BILLS caused from bad nutrition. Marinate on it.

#8. New Cars
Yep! Most people love to “act” or LOOK successful, keeping up with the Jones’, but in reality they are just in DEBT, like the other 98%.

If you would want any chance at financial freedom, you must have the smarts to invest time and money into ASSETS that appreciate.

A car is a huge liability that depreciates extremely fast. Same as your TV and other toys. Don’t do linear work to pay for liabilities. Your assets should pay for the toys, so you don’t have to.

If you invest that same money and time into YOURSELF, reading books, attending seminars, courses, and trainings to increase your Financial IQ,  you’ll be able to buy many many cars and actually own them outright, 5-7 years later, with a bunch of leveraged income coming in, but NO BILLS.

You might be one of the 1,000,000,000 people who waste hours and hours on Facebook, not even making any money doing it!

Again, the difference between rich and poor people, is what they do in their SPARE TIME. Imagine how much money you would make if you invested that same “FB” time into yourself to learn how to build a home business and generate more income for your family using social media.

Then you would be valuable to others, teaching other people how to make money from their home business using Facebook, (and Youtube, Twitter, etc).

I’m not saying it’s easy, but it’s that simple, and it’s WORTH IT.

Today, you can learn how to build a 6-figure income with your laptop, from anywhere in the world, like many many others are doing.

#10. Settling with a J.O.B. :
We are programmed to spend the first 25 years of our life “learning”, and then spend the next 40 years WORKING, never really getting LIVE.

Courageous hard working entrepreneurs don’t have to do that. By using faster smarter business vehicles, you can condense that 40 years of work into 4 or 5 years of work, to be done working.

Then, you can actually get to LIVE, (with energy), the next 50 years, traveling, being outdoors experiencing the world, contributing, and spending more quality time with loved ones).

As an employee, you are heavily taxed (penalized) for not being a business owner. Employees have no say in what they pay in taxes. Only business owners have tax benefits, and “it’s not what you MAKE, it’s what you KEEP!”.

You can never achieve wealth if you don’t learn how to get your tax burden down to a legal minimum. The way to do this is to START YOUR OWN HOME-BASED BUSINESS!

Today you can literally start your own business with your home computer for generally under $2000, and immediately have write-offs (phone, computer, mileage, etc.), saving you thousands or even tens of thousands of dollars.

What was that?

YES. As an employee, you’re right now losing (at least) between $2,000 to $10,000/year to taxes alone by not having a home business with tax benefits.

Be COURAGEOUS, take risks, and get DISCIPLINED. Then watch your life transform…

If you’d like to take action to explore more ideas or strategies, contact us here and tell me your story!
The world is yours, MFM.

My name is Marc Frank Montoya. I was raised by a single Mom (who did the best she possibly could and supported my dreams), but had no (Financial) Education. I (luckily) skipped college, changed my environment (by moving up to the mountains with some friends) and went on to become a globally recognized professional snowboarder for over 17 years. *(After that kind of life, there was no possibility of going back to the "norm".) After a few mentor friends pushed me read a few wealth books, I thought the next logical step was to STOP making other people rich and launch my own businesses. The problem was, I quickly realized the volatility and lack of time freedom that comes with (traditional/old-school) brick and mortar business. Even more painful was the lack of quality time with my kids. After a lot of searching, studying, researching and discovering, I dove in head first, implementing #different strategies and tactics. I invested the next 15 years (and over $250k) into courses, personal development, seminars, workshops, coaching, mentorship and financial education. I also found the world of Online Marketing, Automated Businesses Models, Financial Services and Tools, and Tax-Free Wealth Strategies. I now share what I learn and help entrepreneurial-minds build more automated and leveraged business online, protect your assets and compound your results and income from anywhere in the world using a #smart phone, a laptop and Zoom. If you're looking to take your income and lifestyle to the next level, feel free, look around, invest the time, jump down the Rabbit Hole.. : )
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